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Form 1095 FAQs

  1. Who do I contact if I believe my 1095-C is not correct?
  2. Can I receive my Form 1095-C Electronically?
  3. Can I view my online 1095-C on either a MAC or a PC?
  4. Why do I want to view my 1095-C information online?
  5. How do I know my information is secure?
  6. If I worked full time for another employer(s) besides TSRI this year, should I get a Form 1095-C from each of them?
  7. What do the codes on the 1095-C mean?
  8. Why is there no dollar amount on Line 15 in Part 2?
  9. I have heard there is a new tax form related to health care reform. What is it?
  10. How will I need to use the Form 1095 to complete my tax return?
  11. What is minimum essential coverage? Does my TSRI health plan qualify?
  12. Will the dependents I cover on my health plan each get their own Form 1095?

 

1. Who do I contact if I believe my 1095-C is not correct?

If you have a question about the information in your 1095-C, contact the Human Resources Benefits Line at 858-784-8487 or benefits@scripps.edu.

2. Can I receive my Form 1095-C Electronically?

Yes you can.  TSRI has engaged ATS as a vendor for our Form 1095-C reporting.  You can elect to receive your 1095-C form electronically by logging into their website (https://www.atsprintfreedom.com) using the following instructions:

  1. Enter your Access ID, User Name and Password as specified below.
  2. Change your password - you will be prompted to change your password when you login for the first time.  Write down your new password and store it in a safe place.  Passwords are case sensitive.
  3. Select “My1095-C” to print your 1095-C.  (You may need Adobe Reader to view your 1095-C.)
  4. Click on the “Accept Consent” button at the bottom of the screen to retrieve your 1095-C electronically automatically in future years. You may revoke this election at any time.
  5. To open and view your 1095-C, enter the last 4 digits of your Social Security Number as the document open password.

Access ID:     TSRI
User Name:   Your 6 digit TSRI ID Number
Password:     Initial password is the last 4 digits of your SSN
(New passwords must be a minimum of 7 characters with at least one numeric digit.)

 

3. Can I view my online 1095-C on either a MAC or a PC?

Yes, you can view your online 1095-C on both MAC’s and PC’s.  The supported browsers for online 1095-Cs are:
-For Windows – Internet Explorer, Firefox and Chrome. 
-For Mac - Safari & Chrome

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4. Why do I want to view my 1095-C information online?

  1. View, print and e-mail 1095-C’s from your home 24 hours a day, 7 days a week
  2. View your 1095-C earlier-  up to 3-7 days prior to it arriving in the mail
  3. 1095-C history is available for healthcare verification.
  4. Obtain additional copies for reprint anytime and anywhere
  5. Electronic delivery of confidential 1095-C information is more secure, cost effective, and environmentally friendly than using paper 1095-C’s.

 

5. How do I know my information is secure?

Our provider, ATS, delivers the MyACA web application with security measures in place to protect the loss, misuse and alteration of your ACA information. The site hosts your online 1095-C using industry-standard SSL (secure socket layer) encryption and advanced password management to ensure the protection and integrity of all1095-C data transmissions.  Only you know your password to access your 1095-C information and all online activity is captured in an audit log.  The online 1095-C actually offers increased confidentiality than a paper 1095-C.  The paper 1095-C usually passes through several people before being delivered to you.

6. If I worked full time for another employer(s) besides TSRI this year, should I get a Form 1095-C from each of them?

Not necessarily.  Only large employers (those with 50 or more full-time employees or full-time equivalent employees) are required to furnish Forms 1095-C.  You should contact any former employers if you are unsure about their status. 

7. What do the codes on the 1095-C mean?

Check out this helpful link to understand the codes used on the Form 1095-C: Form 1095-C Decoder

8. Why is there no dollar amount on Line 15 in Part 2?

Line 15 is used to report your share for the lowest-cost monthly premium for single coverage. However, since TSRI’s lowest cost plan for single coverage is less than 9.5% of the Federal Poverty Level (equivalent to an employee premium of $93.17/month), no dollar amount is required to be reported. 

9. I have heard there is a new tax form related to health care reform. What is it?

Starting in 2016 (for the 2015 tax year), Applicable Large Employers (ALEs) are required by the Affordable Care Act to provide Form 1095 to everyone who is eligible for health benefits. This form is a new annual tax document in addition to your W-2 and other tax statements.  Form 1095 provides information about whether you and your dependents had qualifying health care coverage available from TSRI (called “minimum essential coverage”) and whether you enrolled.  For more information, visit irs.gov/Affordable-Care-Act or consult with a qualified tax advisor.

10. How will I need to use the Form 1095 to complete my tax return?

When completing your federal tax return, you will need to indicate whether or not you had minimum essential coverage for all of 2015 or qualified for a health coverage exemption. If not, you may owe a tax penalty called an individual shared responsibility payment.  Consult with a qualified tax advisor if you have questions about filing your tax return.

11. What is minimum essential coverage? Does my TSRI health plan qualify?

“Minimum essential coverage” is the type of health care coverage an individual is required to have under the Affordable Care Act. If you do not have minimum essential coverage, you may have to pay a tax penalty. All TSRI health plans qualify as minimum essential coverage and meet affordability requirements under the Affordable Care Act.  More information is available at healthcare.gov or irs.gov/Affordable-Care-Act/Individuals-and-Families/ACA-Individual-Shared-Responsibility-Provision-Minimum-Essential-Coverage.

12. Will the dependents I cover on my health plan each get their own Form 1095?

No. TSRI will only provide a 1095 to TSRI staff who were eligible for health benefits in 2015, although the form includes information about covered dependents. You may need to provide a copy to any covered family members for their tax records.

 

DISCLAIMER: Tax information is based on TSRI’s current understanding and is provided for general informational purposes only. TSRI does not provide tax advice. Questions or concerns should be addressed to a qualified tax advisor.

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