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Tips for finding places:

San Diego Reader ads come on paper on Thursday, and online on Wednesday (really, they come online on Tuesday ca. 10 p.m.). Union-Tribune online ads are posted every day the night before they are printed. Call places before 9 a.m. on the day the ad comes out. You must be aggressive to find a decent spot. A successful apartment search usually takes about 4-5 days as long as one is pushy enough to bug the landlords. HAVE A CREDIT REPORT READY (you can get multiple copies on-line from equifax.com for $12 TOTAL or so). That way, you can avoid the non-refundable credit check fee ($35 max by state law) that comes along with the application. If possible, turn in application in person to the realtor or landlord. Have the names, addresses, and phone numbers of references (past landlords), family members, and the like. Also, have handy the address and phone number of your bank as well as your account number. With all this info at hand, you can write your application on site and hand it in so you can get first dibs.

Other major expenses that students should be aware of are: car expenses (license, monthly payment, repairs, gas, insurance, registration, smog certificate), moving expenses, insurance for dependents, utilities (cable, phone, gas & electric).

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