Benefits
Health Plan Changes
California and Florida 2013 Health Plan Changes
Health Plan Changes
The exponential increase in health care costs continues to be a challenge for many employers and TSRI's health plans are no different. In order to effectively manage costs in the current funding environment, TSRI has chosen to implement a few changes to the Aetna HMO and Comprehensive PPO plans:
The changes to the HMO plan include higher copays for office visits and prescriptions. The changes to the PPO plan include an increase for prescriptions along with an increased coinsurance responsibility and deductible. Both plans experience a nominal increase in the premiums.
While we understand the changes may mean an increase in out-of-pocket expenses for your health coverage, there is some good news. Preventive care will be covered at 100% on the HMO plan and when using in-network providers on the PPO plan. Essentially, this means you will not have to pay any copay, coinsurance or meet a deductible when obtaining care considered preventive.
Health Care Flexible Spending Account
Under new federal regulations the maximum dollar amount that may be deferred in the Health Care Spending Account is limited to $2,500. The Dependent Care Spending Account limit remains at $5,000.
Please click here for Benefit Change Highlights in 2013